Here’s the best part!
• Final expense insurance provides permanent lifetime coverage.
• Accumulates cash and loan value
Terminal illness accelerated benefit rider (ABR1) is included at no additional cost (where state-approved).
Upon proof of terminal illness (the insured has been diagnosed to have a non-correctable medical certainty, will result in the death of the insured within 12 months, from the date on which this benefit is requested), the rider pays 50% of current benefits available prior to death (where state-approved), subject to provisions of this rider.
No medical exam or attending physician statement required to apply.
Simplified application with personal health questions- a family medical history not an issue.
More things you should know:
• Issue ages 50 to 80 for standard rates
• A spouse can apply as a secondary applicant
• Premiums guaranteed level for life
• Face amounts level for life- never reduces
• The graded death benefit may be offered for certain health conditions that may be considered uninsurable.